Latest Update for Australian Investors…
“7 Key Trends Australian Investors Must Understand To Take Advantage Of the Next Wealth Building Opportunities…”
Dear investor,
How do you determine the best wave to ride in 2010-2012?
Truth is that there will be many waves to catch over the next 3 years…
That’s why today, more than ever, it’s important to develop the ability to make your own educated investment decisions, so you make the right moves and take advantage of opportunities as they come.
The Australian property market is changing rapidly, many of these changes are positive while others can have a negative effect on your portfolio.
That’s why I want to invite you to our upcoming 1-day seminar, so as we move into this new financial era, you are fully confident and ready with an updated plan of attack knowing exactly how to turn new opportunities to your own advantage…
Over 1,000 HOURS Of Intensive Investment Research Crammed Into One Power Day!
You may or may not know that over the past 9 months we were running a little ‘undercover’ research project to identify the most viable investment options and strategies as well as future trends that are likely to affect your wealth creation strategy. We have invested over 1,000 hours in total and want to share our surprising findings with you at my upcoming seminar.
What we discovered blew our minds away. I’m convinced that if you don’t know these insights, you will be at a great disadvantage during the next market cycle.
While I don’t have a crystal ball sitting on my desk, what I learned over the years is that the markets can be amazingly predictable when you figure out how to stay in tune with the markets. And, that’s exactly what you will learn about at my upcoming seminar.
PLUS… you will learn how to start seeing “hidden” opportunities and how you can cash-in on those without putting your retirement at risk.
Are you on track to achieving your financial goals?
Just because we have survived the Global Financial Crisis and are in better shape than almost everyone else it doesn’t mean that it will be smooth sailing from now on. You don’t want that to be the case otherwise just about anyone would be a property investor… what you should do is keep making sure that your strategy is in tune with the new market conditions.
That’s why I think it’s necessary that you understand what those 7 key trends are. But before I share them with you, let me give you a quick summary of the 10 wealth-building opportunities of tomorrow that I will cover in great detail at the seminar.
The 10 wealth-building opportunities
you will learn about at the
“7 Key Trends For Australian Investors” seminar
Investment markets come in cycles. Our research has led us to believe that the next 3 years will be of great significance to most investors. Read the following 10 summary points and see if you don’t agree:
REASON #1: Take Advantage Of the Worldwide Finance Reset Opportunity!
Property mortgages and business loans are due to be refinanced or moved to higher interest rates from early 2010 until mid 2012. That is estimated to be about 10 times the size of the sub-prime market reset a few years ago. This will create turbulence in the investment market worldwide. Now at my upcoming seminar you will learn what that is likely to mean for Australian investors. If you’re a beginner you need to make sure that you have a current and relevant plan of attack. If you’re an experienced investor you need to review your portfolio, fine-tune your current strategies and make any necessary changes to make the most of the this opportunity.
REASON #2: Ensure You Have An Inflation-Proof Plan Of Action.
The IMF and all the major central banks are fully aware of this major finance reset happening over the next 3 years, because we have obtained the data from them! That data is not easily available and not many people know how to translate it into an action plan. ‘They’ have already been talking about increasing money supply with more bailout packages over the next 3 years. That’s it’s important for you to understand how you can safeguard your wealth, assets and savings from the inflation that is very likely to happen.
REASON #3: Ride The Black Swan As Far As You Can.
Australia has been the black swan so far in the Global Financial Crisis. The investment industry has called the Australian Dollars the ‘Pseudo Currency’ of the Chinese economy, which is still growing around 10% a year. Australia will remain one of the most favourite destinations for international money if other developed countries continue to suffer in the next 3 years. If you’re a beginner investor waiting for the market to crash first before making your next or first move you need to reconsider your strategy. If you’re a seasoned punter you need to figure out how to add to your portfolio while you still can.
REASON #4: Jump On the Next Bandwagon Before It’s Too Late!
Since the Global Financial Crisis, the world has quickened the pace to look for the next “big industry” to get the world economy out of its current trouble and continue to grow. Like the automotive and IT industry in the past, the Green industry has been pushed onto the world center stage in a hurry. Over the next 3 years, while that is taking shape in Australia and around the world, you will see more major changes in legislation and technology in this sector, which can greatly benefit property owners and investors financially. At the “7 Key Trends For Australian Investors” seminar, I’ll explain why and how the Green Industry can dramatically affect your investment portfolio and your home, and what you can do to flip it to your advantage.
REASON #5: Keep An Eye On Your Interest Repayments – Especially Now!
More money supply means higher inflation in the future. In just over 2 years, the US money supply has gone from US$900billion to US$3trillion, not to mention other countries that also need to increase their own currency supply to balance the US dollars to keep international trade going. Obviously the world’s economy didn’t go up by a few times to match the currency supply increase in the last few years. Because people are not spending money as fast right now, we haven’t felt the impact of the extra money supply just yet. But when they start spending, and soon they will, higher inflation is unavoidable. Make sure you understand how to protect yourself. Keep in mind that rental increase usually has a lag time after interest rates rises – make sure you plan for that.
REASON #6: Time To Balance Your Portfolio With Other ‘Time-tested’ Tangible Assets.
During 2010-2012, there will be an inevitable increase of money supply to handle the worldwide finance reset. As history has shown, the more a country tries to create money out of thin air, the more an average investor will go to tangible assets, as tangible assets such as properties and precious metals (e.g. Gold and Silver) cannot just be created out of thin air, they need to be produced from real work.
REASON #7: Get Ready For the Dash of Boomers.
2010-2012 will be the last 3 years before baby-boomers worldwide are massively retiring from the workforce from 2013 onward. That will lower the world production and increase the burden of the existing businesses and the working population. Baby-boomers are now parking their money in tangible assets more than ever due to the last few years of turbulence in the paper assets markets. So the wave is there to be ridden for tangible assets over the next 3 years. Do you know how to take advantage of that?
REASON #8: Time To Upgrade Your Mindset.
Since 1971, the world’s central banks have been given the power to increase money supply by issuing more debt without any tangible assets backing. While the central banks in the world can print money ‘out of thin air’, it is only natural that the Wealth Creation industry matches it with the ‘money from thin air’ philosophy, any real work and contribution to create wealth have been seen as slow, dumb or unnecessary. This is the time to consider how the ‘fast wealth without contribution’ mindset can work against you over the next 3 years and beyond. If you’re about to quit your job to become a full-time investor then make sure you attend the “7 Key Trends For Australian Investors” seminar first. And if you are an experienced investor you need to understand that it’s risky to bet on asset value growth for the next few decades as your main source of wealth.
REASON #9: Understand the Ultimate Measurement Of Wealth.
We will see ‘money from thin air’ Wealth Creation philosophies start to lose ground over the next few years, especially after 2013 when the world’s currency supply reaches its peak, and the world’s real production starts to come down structurally at the same time. When too much money goes after too little production, money is not just from thin air, money ‘BECOMES’ thin air. That’s why beginning investors need to understand what the ultimate measurement of wealth is. Having a passive income vehicle in place is an ancient strategy that probably won’t get you far in this day and age. Experienced investors need to ensure that they have the right tangible assets, as your inflation hedge is very important – better be safe than sorry!
REASON #10: Take Advantage Of The Production Era.
The world has no choice but to progress much more into a new era after 2013. In this new era, financial intelligence for an average person is still important, but wealth will be largely created by real work and contribution. I first named this new era the Production Era in our 2007 seminars; it seems to gather more momentum and recognition recently when people start to see it unfold around the world. You need to understand how you can navigate your way in this uncharted New Era…
As you can see, there is lots of NEW material I’ll be sharing with you on the day as long as you register in time. Right now is the prime time to reassess your strategy and see if there are better ways to help you reach your financial goals faster. At only $49 (with a BUY 1 GET 1 FREE option) you can’t afford not to be there…
If you take action immediately you’ll also learn how to use…
7 Key Trends To Help You Snatch More Than Your Fair Share Of the Market!
First of all, when looking at trends, you need to understand that there are two kinds of trends…
When you mention the word ‘trend’ to an investor, many investors would immediately think of price movement of interest rates, properties and stocks, etc. I call these types of trends the ‘outward trends’. ‘Outward’ here means events happen beyond your direct personal control.
The other trend can be of even greater importance to many investors. These trends are directly related to the investor’s own behaviour and thinking, I call them the ‘inward trends’. ‘Inward’ here means behaviours that you can directly control regardless of the outward conditions.
So, let’s dive into to the first one of these powerful trends…
TREND #1: Balance
Learn to ride new trends while staying within your core competence…
After working with a few multi-billion dollar money managers on a number of property and business projects over the last 5 years, I got first-hand experience and perspectives about how some of the most successful money managers keep themselves up to date with the global trends. Those people have survived many cycles in the past so obviously they know something that works.
At the seminar I’m going to share with you exactly how they do that and why they choose one investment over another. You will also learn those investments that they choose to stay away from like the plague. Obviously they have valid reasons. And, I’ll share with you what they are at the seminar.
If you are a traditional Growth property investor, and you dislike cash-flow properties, the fact that you now want to have a bit more cash-flow focus, doesn’t mean that you have to drop what you know best (i.e. growth properties) and jump into something you have no affinity with (i.e. cash-flow properties) just because it may be the current trend.
Now as a Growth property investor, you are facing the dilemma of jumping to a new trend of more cash flow focus without leaving growth properties…
Can that be done?
What about other tangible assets like Gold and Silver particularly that every 40 years there is an upswing on Gold and Silver you don’t want to miss out on. What should you do to ride the wave of Gold but still stay within your core competence as a tangible asset investor?
Now more than ever you need to understand how to create a balanced portfolio that gives you growth during good time and protects your wealth during recession. Maybe you are on track and you need to do nothing. But, maybe you are totally out of alignment with the market. Well, don’t keep yourself guessing when your wealth could be on the line. Register for our upcoming seminar now!
TREND #2: Inflow vs OUTflow
You need to go left to turn right…
Most people were in ‘inflow’ mode throughout 2008-2009 when the economy was obviously struggling. People in Inflow Mode find it very hard to be creative and effective in whatever they’re doing.
When we look at making money as our main objective for ourselves, we tend to be in the Inflow Mode, where things usually become difficult and money is harder to come by.
Let’s say we have a nurse earning $50k a year in a challenging environment under an obnoxious manager. If she is self-centred (Inflow Mode) about how she feels and how little money she makes for all the hard work she performs day-in, day-out, she will soon feel miserable and her life will lack meaning.
But if her attention is onto the patients (Outflow Mode), she will see how meaningful and important her job is to those individual patients who are receiving her care. She will feel so much better and can probably even put up with her difficult manager a lot better.
When we look at making money as a by-product of our contribution to others and the society, we tend to be in the Outflow Mode, where things usually become easier and money is actually easier to come by.
I have found that it is actually not so easy or natural for most of us to get into this productive Outflow Mode, as our tendency is to focus on how we feel. It’s hard to think about others when your own livelihood is in uncertain.
That’s why most people will remain in the destructive Inflow Mode and that’s not good for them, but not necessarily bad for you, as long as you have strategies in place and understand how to do the direct opposite and reap the benefits when the heat is on.
At the seminar I will show you how to develop, what I call, the Automatic Outflow Mode. It’s the secret mindset all the mega-wealthy investors and property tycoons have been using for decades to grow their wealth in good times and bad.
TREND #3: Discipline
It’s not what you think…
I’m not talking about living below your means by suppressing your desires and ambitions.
If you look at some of the world’s richest people in history, most of them do not stick to a budget or a saving program. They are not too worried if they don’t maintain positive cash flow in their businesses or families all the time.
What’s their secret to success?
After many years of painful research I found that most people who have been able to increase their income (passive or not) over the years, find themselves not being able to keep up with their ever-increasing lifestyle expenses.
Think Warren Buffet… He still lives in the same US$300k home, eats the same hamburgers and drinks the same Coke, goes to the same hairdresser. I still can’t find his next lifestyle upgrade plan!
Last year, Bill Gates and Warren Buffet were invited to speak to the MBA Students at Columbia University, where Warren Buffet disclosed his secret. His secret was:
“Money means absolutely nothing to me!”
Interesting… Anyone with less money saying that, we could at least discard it as the sour grape syndrome, but that came straight out of the mouth of the richest man in the world on national TV! Warren explained why, he said that money is the vehicle to do what he loves.
So, he doesn’t need money to make him happy, he doesn’t need his lifestyle to improve to make him happy either, and it is his work (i.e. contribution) that makes him happy.
A New Definition of Financial Freedom…That’s why I think we need to redefine the phrase ‘financial freedom’, as I think the old definition has misled too many people. Financial Freedom to me is a state where a person is free from the fear of not having enough money.
Regardless of how much money one has, it is very hard not to worry about money if money means everything to the person, isn’t it?
If a person has no fear of not having enough money while they are working and during retirement, then this person technically has no fear about not having enough money. He is then Financially Free.
The advantage of this definition of Financial Freedom is that an average person with an average income capacity or asset base can move towards it rather quickly as long as they focus on ‘outflow’ and ‘discipline’, they can get to enjoy what they do rather than doing something largely dictated by the lack of money.
Please reread the sentence above because it’s critical to your future success as an investor.
At the “7 Key Trends For Australian Investors” seminar, you’ll learn how an ordinary person can achieve this true state of Financial Freedom a lot earlier with an outflow focus, proper planning and good financial disciplines – it is not as hard as what the current Wealth Creation industry has made it to be. And if you take action on what you learn, it will grow your portfolio and happiness like never before!
TREND #4: Planning
If you thought you don’t need a retirement plan, think again!
It is my experience that Planning is not important for people who bet on pulling off a big deal some day before retirement to be happy ever after.
There is nothing wrong with such a bet… let’s say you have 50% chance this bet might work out for you. But if you bet your entire retirement plan on such a bet, with again 50% chance of getting it right, you are now facing a 50% x 50% = 25% chance. The odds is against you.
In other words, without a proper retirement plan to follow earlier, most people will have more than 75% of the chance of not seeing a comfortable retirement. Statistics have shown that this is the case for most Australians, and it gets even worse.
Most property investors believe that retirement planning is only designed for people who want to invest in shares and other paper assets, because that’s what most financial planners tend to offer these days. You need to plan your retirement even if you have several winners sitting in your portfolio.
That has changed quite significantly, especially in the last few years after the Global Financial Crisis, where most paper assets investors have lost a big portion of their retirement money. Many financial planners have woken up to the facts that diversification within the paper asset classes is not much of a diversification when they all go down together.
Lead by the American counterparts, many Australian financial planners have now realized the importance of diversification outside of paper assets, to get into more tangible assets such as properties, precious metals – like Gold and Silver bullions.
If you haven’t had a proper retirement plan done for you before, I suggest you come to our upcoming seminars to see what you must know about. We will show you how an effective retirement plan, implemented correctly even for someone with an average income, can still achieve the Financial Freedom I described in the previous section.
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This alone will be an eye opener for most investors. Don’t miss it!
TREND #5: Property
Is investing in RE still a viable strategy?
Do you think it’s safer, during great volatility, to park your money into paper assets, which are very easy to buy and sell… or into tangible assets such as properties that are a basic necessity and a lot harder to buy and sell?
Historically Australian properties are a lot more stable than paper assets, during good times and bad times. Some people may think the US property performance may become a sobering reality in Australia, but the two countries are very different in both supply and demand equation and mortgage performance.
Australia is currently very short of property stock, most real estate agents are crying for listing but not buyers. This is still the case after a few interest rate rises. The housing shortage will continue for a few more years due to the tighter lending on development finance, which means developers are not able to build as many even if they want to.
Australia’s mortgage performance is still very good, the default rate is very low, the banks are still lending although with tougher credit. They are still able to raise money from overseas without government guarantee and Australia’s residential property market so far has withstood the attack from the global financial crisis.
You see, in a market with volatility, while it is important to look at where and what to buy, you need to base your decisions on hard data…
That’s why we’ve invited John Lindeman to present the Property session.
John is the Head of Research at Residex, the author of the quarterly Residex Report and Best Rent Reports – two of Australia’s most highly regarded regular publications on the nature and trends of the residential housing market in Australia.
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John LindemanHead of Research at Residex John is the author of the quarterly Residex Report and Best Rent Reports will be discussing the following topics on the day:
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John’s presentation has always been hard hitting, dynamic and practical. Because Residex is a research company and don’t buy or sell properties themselves, I find their viewpoints to be a lot more independent and unbiased. There will be a handful of other speakers, whose opinions I also respect, and they will make it worth-your-while to be there. Don’t miss it!
TREND #6: Gold
If you’re worried about the GFC with governments printing money like never before and want a SAFE HAVEN that’s legal and simple to deal with, consider this option…
One thing I have taken notice of is that central banks of many countries are now buying Gold at the fastest pace in the last few decades to hedge their risk of holding US dollars as the world’s reserve currency for settling international trades. Their massive increase of Gold holding is something an average investor should be aware of.
The FED (central bank of USA) has increased the money supply from about US$900billion to US$3trillion in just over 2 years; it also forces the rest of the world’s central banks to increase their money supply. So, there will be more money supply increase over the next 2-3 years due to the upcoming finance reset I covered in the beginning of this letter, remember?
Gold prices usually stay flat when people have confidence in paper money. Its recent upward movement has gathered more and more momentum due to the ever-increasing supply of paper money around the world led by US dollars.
Just so you know what Gold and Silver are capable of during currency and confidence crisis: Gold went up by 25 times and Silver went up by 35 times between 1971 and 1980, pretty unthinkable for tangible assets! But it has done so many times in history every time there is a serious financial crisis when central banks try to print more money to save the economy.
If you invested $20k in Gold in 1971, you’d reap as much as $500k in 1980,so you could pay down your house mortgage with such a small investment. This is why the mega-wealthy have always used Gold and Silver to protect their wealth, often at least 5% of their wealth sits in Gold and Silver. Going up by 20 times in tough times can literally recover their entire fortune should everything else fail.
Because no one knows how inflation is going to be handled in Australia and around the world. So, the real question is “Does it make sense to have a small holding of physical Gold and Silver to hedge the risk of very high inflation?” These assets hold real value, especially where hyperinflation becomes a reality.
In our upcoming seminars, we will show you some research on why Gold and Silver are seriously under valued and how far they can go over the next few years should history repeat itself in a high inflation environment.
You may not know this but not all gold and silver are good for investment purpose, and there are more traps in Gold and Silver than in properties, people can lose their shirts over Gold & Silver not knowing the correct information.
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Brett LeBrocqueDirector, Investors Direct Gold & Silver Brett will cover how Gold & Silver is a must in the current environment:
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If you are new to Gold and Silver bullion investing, we will also show you how to acquire some physical Gold and Silver bullions as your wealth insurance.
TREND # 7: The Green Industry
THE MOTHER OF ALL TRENDS!
I saved the best for last, on purpose, to reward only those actually have the discipline to read important market updates such as this one…
Did you know that the world has been constantly looking for new industries with major innovation to bail out the world economy every few decades? In the last century, we have the automotives, computers, and the Internet, just to name a few. Those new industries have pushed the productivity and living standard of the world to a whole new level.
Now there is a worldwide push to use renewable energy so that the planet and environment can be more sustainable.
This is just a new trend that you may or may not like or agree, but it is going to be there to stay for a while. For proactive investors, trends are always their friends. Let’s have a look at the following so that you can get a feel of where things are at:
- In the last few years, the government has pushed quite a few incentive programs including attractive rebate and cash incentives to help property owners to turn their properties energy efficient.
- Meanwhile the ‘law makers’ have been busy putting legislations in state by state, towards making the 6-star energy rating a compulsory status for each property, new or old.
- Finance institutions such as banks and building societies have now offered interest free Green Loans under the Government subsidy, which technically enables a property owner to turn their properties Green without having to spend any of their own money.
- While this is happening, the utility bills across the country have dramatically increased since the world has put pressure on CO2 emission which forces electricity bills to go up between 20-40% across Australia just in the last 12 months.
If the annual increase of utility bills continues at the current pace, our utility bills will soon be similar to a mortgage repayment like in some European countries. It is getting more and more expensive not to be Green!
We have spent almost 12 months working with various government bodies, finance institutions, Quantity Surveyors, valuers, licensed Green assessors and rental managers to work out how homeowners and property investors can benefit from the current Green initiatives.
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Mark AtkinsonGroup CEO, Investors Direct Financial Group Mark will cover how property owners can make substantial return on their investment by turning their properties Green:
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Every successful property investor will be a ‘green investor’ in the very near future, whether you like it or not. At the “7 Key Trends For Australian Investors” seminar, we’ll bring it all home for you and let you know what you absolutely need to know to ensure you’re in alignment with this important trend that will be around for many years to come.
BOTTOM LINE…
Exciting times lay ahead. As an investor you need to make sure you understand what the opportunities that lay ahead are and how they could affect your wealth creation strategy. That’s why, I think that you can’t afford not to be there at the “7 Key Trends For Australian Investors” seminar especially since…
For a limited time only you can have 2 TICKETS FOR THE PRICE OF 1 at $49! You would usually pay your accountant or lawyer a few hundred dollars an hour for any useful information, and our 6 hour presentation delivers far more values and is not available anywhere else in Australia or in the past. So please take advantage of this amazing offer seats run out. So if you want to take advantage of the new investment cycle I suggest you register immediately.
Have you ever missed the start of a great cycle and watched other people do well and wish you were informed at the right time? Well, you have the opportunity to be informed, and your actions in 2010 will be very critical and important. You need to make the right moves.
That’s why you need to rub shoulders with other likeminded people – to get the support, motivation and knowledge you need to be successful. If Wealth Creation is important to you, you need to understand how wealth is created right now and how it will be created in the near future.
You have a choice… you can choose to be driven by negative press, interest rate increases, speculation and other uncertainties OR you educate yourself about the forces that shape and drive the market so you align yourself accordingly and reap the benefits.
The best way to learn – any skill or aptitude – is from people who walk the talk and have been in business through several cycles. That’s exactly what we’re bringing you at the “7 Key Trends For Australian Investors” seminar, all you have to do is show up. Often success or Good Luck come from just showing up and taking action on what you learn.
Come to our upcoming seminars to find out how you can take advantage of the upcoming market cycle that will make many people wealthy – YOU could be one of them.
On the day, some of the topics I will personally cover are:
- Why most investor from the last two decades need to equipped themselves with the new changes.
- Where will interest rates go in the short and medium term?
- How will inflation and/or deflation play out over the next few years?
- What will happen to property prices and rental yield over the next few years?
- What is happening to property finance now and in the near future?
- Why is 2010-2012 more significant than most investors realise?
- The 7 Key trends and how you can benefit from them.
- A few other amazing discoveries that I haven’t seen mentioned anywhere else in the Wealth Creation industry.
- Much more.
See you there.
Bill Zheng
Executive Chairman
Investors Direct Financial Group
P.S. – The actual content of the seminar will be released for the first time ever in Australia, we can guarantee that you haven’t seen similar material in our previous seminars and any other seminars you have been to. There will be NO old or rehashed material – only current strategies and insights every serious investor must know about to be successful.
There will be a lucky door prize on the day… 15 people walk away with a brand-new and sleek iPhone (worth $900 each). Many agree the iPhone is the hottest phone on the market right now – you could be one of the lucky winners, but first you must register.
